PSD2: The new paradigm for the European banking system

In recent times, consumers have got used to making purchases in both physical spaces (neighbourhood shops, supermarkets, shopping centres) and online (on sites for establishments that also have a physical presence, ...
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February 16, 2018

How PSD2 can help you?

How can PSD2 help you? The answer depends on whether you are just a consumer (because we’re all consumers) or if you’re also a business looking to offer your clients some sort of financial service. There are advantages ...
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PSD2 and improved risk systems

At this point, many businesspeople, and some individuals, too, have already heard of the revised EU directive on payments: known as PSD2.  For businesses that want to take advantage of digitalisation processes and use ...
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API
February 14, 2018

Banking as a Service API for instant payments

If you’ve dipped into this blog before, terms like BaaS will be familiar to you. But here’s just a small reminder: BaaS or Banking as a Service is a concept which is destined to revolutionise the financial industry and ...
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February 12, 2018

All about our API for Fintech

In today’s ever-changing world, technology and the economy tend to be the first areas to give rise to initiatives that spearhead this transformation (afterwards, quite a bit later, other sectors join in, the regulatory ...
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February 7, 2018

PSD2, new KYC processes

Whether you are an individual or a businessperson, it’s highly unlikely that you don’t have any connection with a bank. If you do, for some years now, your financial institution may have required, on one or more ...
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February 2, 2018

PSD2, new fraud-prevention processes

Currently, consumers are eager for better, more personalised service. The perception of better customer service is often associated with companies’ use of digital tools, designed to save time, makes tasks easier, etc. ...
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January 24, 2018

What to know about API platform for payments in PSD2

Years ago, when credit and debit cards first became popular, some already heralded the end of cash. This hasn’t happened. But it is true that we tend to carry fewer and fewer bills and coins, above all the younger ...
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January 24, 2018

The PSD2 directive is here

The day is finally here: on 13 January, the new UN Directive on Payment Services, PSD2, went into effect. But let’s take it in parts. If there’s a PSD2, there must be a PSD1. As the name indicates, both directives were ...
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December 18, 2017

Bank Transfer Engine facilitates

One of the financial actions that causes the most headaches are trasfers (for both suppliers and end clients). The process tends to be lengthy, slow and cumbersome (in part because of security-related needs). Websites ...
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December 4, 2017

Manage your company better with Unnax

Any guidebook or business school you check with before starting up a company will tell you that the most important thing is to believe in your project. To go all in, head-first, without fear. And it’s true that this is ...
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November 30, 2017

Secure environment for Banking as a Service

Regulars to this blog are already familiar with terms like FinTech, which are companies that use ICT to provide more competitive financial services and these financial services themselves, and BaaS (Banking as a ...
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November 22, 2017

FinTech solutions for Open Banking and PSD2

In one of our previous posts, we explained how the EU is updating its Directive on payment services (PSD1). The new directive will go into force very soon, establishing the rules of the game in a field that will become ...
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November 15, 2017

What's new with Open Banking and PSD2

As tends to happen in innovation-based sectors, in FinTech companies often start working before the government has created a legal framework that applies to them. First comes the desire to create or improve a service, ...
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October 16, 2017

Fitnace puts you a step ahead

Information is power. A well-worn saying that not only hasn’t lost its significance but seems to become increasingly relevant every day that goes by. The possibilities technology has opened up in terms of collecting, ...
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