April 20, 2018

GDPR and PSD2: How to correctly comply with both regulations

During the first months of 2018, the European Union will update two regulations relating to personal data and the way that it is used. The first, General Data Protection Regulation (GDPR) affects all companies that ...
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April 16, 2018

New PISP companies after PSD2

On this blog, we've discussed the changes that the revised European Payment Services Directive (PSD2) will bring about for consumers, whether companies or individuals. Changes that, although the regulation hasn't been ...
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April 6, 2018

The FinTech solutions of the future

Predicting the future of an activity in such an ever-changing world can be risky. However, there are some trends that we can catch a glimpse of today and seem to be only the beginning of a path that is unlikely to be ...
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March 28, 2018

The future of banking as a service, BaaS

Regular readers of this blog are already familiar with expressions like Banking as a Service (BaaS). In fact, some already know that Unnax is a FinTech marketplace that provides banking services, based on technology, ...
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March 21, 2018

Global State of Fintech in the coming years

When a sector is practically a “newborn” and innovation is the intrinsic concept that characterises it, is it necessary to add more innovation to what is already new? The answer is yes. In fact, an activity like ...
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March 12, 2018

Bank Reader for online transactions

The beginning and growth of the digital economy in companies has led to new business models, as well as changes in the way existing companies and their consumers do things. In fact, digital phenomena like the Internet, ...
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March 7, 2018

The structural change of banking payment after PSD2

Maybe most companies and consumers aren't aware of it yet, but many things have already changed (since January 2018) in the financial and banking services ecosystem in the European Union. This past January, the new EU ...
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February 28, 2018

PSD2, will banks be necessary in the future?

We’ve grown accustomed to changes in finance and technology happening fast, to new ways of doing things replacing the old before consumers have even had the chance to process the change (or to consider if they want to ...
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PSD2: The new paradigm for the European banking system

In recent times, consumers have got used to making purchases in both physical spaces (neighbourhood shops, supermarkets, shopping centres) and online (on sites for establishments that also have a physical presence, ...
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February 16, 2018

How PSD2 can help you?

How can PSD2 help you? The answer depends on whether you are just a consumer (because we’re all consumers) or if you’re also a business looking to offer your clients some sort of financial service. There are advantages ...
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PSD2 and improved risk systems

At this point, many businesspeople, and some individuals, too, have already heard of the revised EU directive on payments: known as PSD2.  For businesses that want to take advantage of digitalisation processes and use ...
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API
February 14, 2018

Banking as a Service API for instant payments

If you’ve dipped into this blog before, terms like BaaS will be familiar to you. But here’s just a small reminder: BaaS or Banking as a Service is a concept which is destined to revolutionise the financial industry and ...
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February 12, 2018

All about our API for Fintech

In today’s ever-changing world, technology and the economy tend to be the first areas to give rise to initiatives that spearhead this transformation (afterwards, quite a bit later, other sectors join in, the regulatory ...
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February 7, 2018

PSD2, new KYC processes

Whether you are an individual or a businessperson, it’s highly unlikely that you don’t have any connection with a bank. If you do, for some years now, your financial institution may have required, on one or more ...
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February 2, 2018

PSD2, new fraud-prevention processes

Currently, consumers are eager for better, more personalised service. The perception of better customer service is often associated with companies’ use of digital tools, designed to save time, makes tasks easier, etc. ...
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January 24, 2018

What to know about API platform for payments in PSD2

Years ago, when credit and debit cards first became popular, some already heralded the end of cash. This hasn’t happened. But it is true that we tend to carry fewer and fewer bills and coins, above all the younger ...
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